At Mevarse Bank, safeguarding your personal information is our top priority. This Privacy Policy explains how we collect, use, disclose, and protect the information you share with us through our U.S. websites, mobile applications, digital services, customer service interactions, and advertising channels (collectively referred to as “Sites/Services”).

By using our Sites/Services, you consent to the practices described in this Privacy Policy.

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1. Information We Collect

We collect two types of data:

a. Personal Information This includes data that can identify, relate to, describe, or be associated with you, such as:

• Full name, contact information, address
• Social Security number, government-issued IDs
• Banking details, account numbers, and transaction history
• Employment and income details
• Biometric data (if authorized)
• Location and device information

b. Non-Personal Information Includes data that cannot directly identify you such as:

• Browser type, device ID, IP address
• Aggregated usage data

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2. How We Collect Information

We collect information from:

• Applications, forms, and communications with you
• Transactions and interactions within Mevarse Bank services
• Cookies and tracking technologies on our digital platforms
• Third-party affiliates, data providers, and public records

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3. How We Use Your Information

We use your data to:

• Authenticate identity and enable secure access
• Open and manage accounts
• Process transactions
• Prevent fraud and monitor suspicious activity
• Customize services and improve our offerings
• Provide customer support and respond to inquiries
• Conduct analytics and business reporting
• Comply with legal and regulatory obligations

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4. Sharing of Information

We may share your information:

• With Mevarse Bank affiliates and subsidiaries
• With trusted service providers (e.g. cloud hosting, analytics, marketing)
• With law enforcement or government bodies when legally required
• As part of business transfers (mergers, acquisitions, restructuring)
• With advertising partners (de-identified or with consent)

We do not sell your personal data.

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5. Cookies and Tracking

We use cookies, web beacons, and similar technologies to:

• Analyze traffic patterns
• Personalize content
• Deliver tailored advertisements
• Improve user experience

You can control cookie preferences through your browser settings.

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6. Your Choices

You may:

• Opt out of marketing communications
• Disable cookies in your browser
• Update or correct your personal information
• Submit a request to access, delete, or restrict the use of your data

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7. Data Retention

We retain personal data for as long as it is necessary to:

• Fulfill the purpose it was collected for
• Comply with regulatory obligations
• Resolve disputes and enforce agreements

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8. Data Security

We use industry-standard security practices including:

• Encryption
• Firewalls
• Multi-factor authentication
• Secure storage systems

Despite our best efforts, no system is 100% secure. If you suspect a breach, contact us immediately.

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9. Children’s Privacy

Our services are not intended for individuals under 13 years old. We do not knowingly collect data from children.

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10. International Use

Our platforms are operated in the U.S. If you are accessing from outside the U.S., please note that your information will be processed and stored in the United States.

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11. Changes to this Policy

We may update this Privacy Policy periodically. Changes will be posted with a revised “Effective Date” at the top. Continued use after any changes implies acceptance.

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