These Terms and Conditions (“Terms”) govern your use of Mevarse Bank’s websites, mobile applications, digital services, and any related products or services (collectively, the “Services”). By accessing or using any of our Services, you agree to be bound by these Terms. If you do not agree, do not use our Services.

1. Eligibility

To use Mevarse Bank Services, you must be at least 18 years old or the legal age of majority in your jurisdiction. By using our Services, you confirm that you meet these requirements.

2. Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us immediately of any unauthorized access or use.

3. Acceptable Use

You agree not to:

• Use the Services for unlawful, fraudulent, or malicious purposes

• Attempt to gain unauthorized access to systems or data

• Interfere with the performance or security of the Services

• Use automated scripts or bots to access or collect data from the Services

We reserve the right to suspend or terminate your access if we believe you are violating these Terms.

4. Intellectual Property

All content on the Services—including but not limited to logos, text, graphics, and software—is owned or licensed by Mevarse Bank and protected by intellectual property laws. You may not reproduce, distribute, or modify any content without our written permission.

5. Fees and Charges

Certain Services may incur fees. By using those Services, you agree to pay all applicable charges as outlined in our product-specific disclosures. We may modify fees with prior notice as required by law.

6. Third-Party Links

Our Services may contain links to third-party websites. Mevarse Bank is not responsible for the content or practices of those sites. Use them at your own discretion and review their terms and policies.

7. Disclaimers

The Services are provided “as is” and “as available.” Mevarse Bank makes no warranties of any kind, express or implied, including but not limited to fitness for a particular purpose or non-infringement. We do not guarantee the accuracy, completeness, or timeliness of the Services.

8. Limitation of Liability

To the maximum extent permitted by law, Mevarse Bank shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of or inability to use the Services.

9. Termination

We reserve the right to suspend or terminate your access to the Services at our discretion and without notice, especially in the event of a violation of these Terms.

10. Changes to These Terms

We may update these Terms at any time. When we do, we will post the revised version and update the effective date. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

11. Governing Law

These Terms are governed by the laws of the jurisdiction in which Mevarse Bank is incorporated, without regard to its conflict of law principles.

By using our Services, you confirm that you have read, understood, and agreed to these Terms and Conditions.